STR Filing Services UAE

A transaction is deemed suspicious if a business has reasonable grounds to suspect that the funds involved are derived from illegal activities, associated with money laundering or terrorist financing, or have no clear economic justification or lawful purpose.

No. Unlike cash reporting thresholds, STRs and SARs have no minimum dollar threshold. Even a minor transaction of AED 1,000 must be reported if legitimate suspicion of criminal origin exists.

Under UAE Central Bank and FIU regulations, an STR must be submitted through the goAML portal without delay—typically within 48 to 72 hours of establishing reasonable grounds for suspicion.

Tipping off occurs when an employee or business informs the customer or third parties that an STR has been filed or that an investigation is underway. In the UAE, tipping off is a severe criminal offense punishable by up to 3 years imprisonment and fines up to AED 1,000,000.

An STR (Suspicious Transaction Report) is filed when a suspicious transaction has already taken place or is in progress. A SAR (Suspicious Activity Report) is filed when unusual customer behavior, forged IDs, or attempted transactions occur without a fund transfer taking place.

Dealers in Precious Metals and Stones Report (DPMSR) is a mandatory filing required on the goAML portal for any cash purchase or sale of gold, diamonds, or precious stones equal to or exceeding AED 55,000.

REPOR is a mandatory filing required from real estate brokers and developers when property buyers settle transactions using physical cash (AED 55,000+) or any virtual asset (cryptocurrency) regardless of amount.

Yes. UAE Federal Law explicitly protects reporting entities, board members, and compliance officers from civil, commercial, or criminal liability when submitting an STR in good faith to the FIU.